Financial Coffee

Economy

• Fate of key economic Bills hangs in the balance
• House panel for review of banks' NPAs
• More relief likely from falling crude oil prices
• Govt likely to relax ECB norms for low-cost housing, infra
• Economists See 25 bps Rate Cut

Mutual Funds

• Why you should invest in passive funds
• Is the outflow affecting your fund’s performance?
• FMPs See 5-fold Rise in Inflows

International Trends

• Spain Says Deficit Target Must Wait 2 More Years Amid Slump
• Consumer Sentiment in U.S. Fell to Three-Month Low in April
• US growth quickens but falls short of forecasts, weakness ahead

Equity Market

• India Inc short on sales, long on profits
• Markets to Consolidate Ahead of RBI Policy
• Professionally-managed firms offer better returns than family businesses

Debt Market

• Yields expected to fall further; rupee may firm up
• Banks to continue focusing on retail credit in FY14
• Pension products not on a par with NPS, say insurers

Real Estate

• Gurgaon is the new South Delhi
• Boom time for retirement homes
• Luxury Homes May Soon Become More Affordable 

Insurance

• What the market really needs is ‘basic insurance products’
•  Insurers take on more third party motor risk

Forex

• Dollar Slides as U.S. Growth Falls Short of Forecast; Yen Climbs
• Pound Gains Most Since July as U.K. Avoids Recession; Gilts Fall

Commodities

• Gold recovers half its earlier losses
• WTI Crude Declines to Pare Biggest Weekly Advance Since June

Opinion

• The Cyprus conundrum
• The long mystery of low interest rates
• ‘Equity may give 14-15% return,ATUL KUMAR Fund Manager, Quantum AMC
• Most Indicators Now Favour Equities
• Gold’s eternal lustre

Knowledge Center

• Cut risk to your stock portfolio
• Will you get a tax notice?
• Why investing process helps
• How to avoid TDS

FINANCIAL COFFEE

Economy

• PMO moots preferential market access policy tweak
• Sharma to Pitch for Higher FDI in Defence, Other Sectors

Mutual Funds

• FMPs See 5-fold Rise in Inflows
• AMCs plan to appoint foot soldiers to reach beyond the top 15 cities
• Equity NAVs surge as markets end with hefty gains

International Trends

• Spain Says Deficit Target Must Wait 2 More Years Amid Slump
• Consumer Sentiment in U.S. Fell to Three-Month Low in April
• US growth quickens but falls short of forecasts, weakness ahead

Equity Market

• Professionally-managed firms offer better returns than family businesses
• Sensex's FY14 earnings under risk on growth worries
• Parliamentary panel again says phase out STT
• PEs Demand Guarantee on Returns, Exit Rights

Debt Market

• Banks to continue focusing on retail credit in FY14
• As bond yields soften, banks see arbitrage opportunity
• Pension products not on a par with NPS, say insurers

Real Estate

• 18 Realty Cos Under Scanner
• MagicBricks Property Index up 3% in Q4

Insurance

• Insurers take on more third party motor risk

Forex

• Dollar Slides as U.S. Growth Falls Short of Forecast; Yen Climbs
• Pound Gains Most Since July as U.K. Avoids Recession; Gilts Fall

Commodities

• Gold recovers half its earlier losses
• WTI Crude Declines to Pare Biggest Weekly Advance Since June

Opinion

• Gold’s eternal lustre
• Housing dream or nightmare?
• RBI should hit pause button
• ‘Seriousness in building biz matters most’
• Take stock specific call; avoid broad mkt bets: Expert 

Knowledge Center

• Insuring Your Home, Valuables may be as Important as Housing debt Cover
• How to avoid TDS
• Have Some Cash to Spare? Look at Short-term Bank FDs
• Check the tax efficiency of your salary

Financial Coffee

Economy

• FY13 indirect tax mop-up exceeds target
• Rejig of FDI policy in offing
• Bullish India Pitches For Ratings Upgrade With S&P
• Fraud Fallout Post Saradha, Fund Cos Under Pressure

Mutual Funds

• Taxman sends notices to MFs on securitised product income
• India Funds & ETFs Pulled Out $1.2 b in March Quarter
• Local MFs back in asset growth

International Trends

• China’s Politburo Warns on Financial Risks as Recovery Falters
• Japan’s Bigger Price Decline Shows Size of Kuroda Task: Economy
• UK avoids recession with faster than expected growth
• US jobless claims fall, labour market recovery advances

Equity Market

• Sensex's FY14 earnings under risk on growth worries
• Parliamentary panel again says phase out STT
• PEs Demand Guarantee on Returns, Exit Rights
• Market Surges as Traders Roll Over Bets Ahead of RBI Policy
• After Jet Equity, Etihad Now Wants Its Pound of Flesh

Debt Market

• Pension products not on a par with NPS, say insurers
• Banks mull CD curve for term money market
• US Treasuries Rally Most in Nine Months on Slowing Growth
• Retail investors' wait for inflation-indexed bonds gets longer

Real Estate

• Property prices in Delhi-NCR up 20% over 2012
• Stretched Buyers Learn to Feel at Home in 1-BHKs

Insurance

• ‘Curbing insurance mis-selling a priority’
• Insurance reach abysmally low, says Chidambaram
• Can you rely on free insurance?
• Insurers with bank partners have seen growth: G Murlidhar, Managing Director, Kotak Mahindra Old Mutual Life Insurance

Forex

• Pound Gains Most Since July as U.K. Avoids Recession; Gilts Fall
• Yen Climbs Against Peers Before BOJ Decision; N.Z. Dollar Gains
• Rupee gains on hopes of renewed foreign inflows

Commodities

• WTI Crude Declines to Pare Biggest Weekly Advance Since June
• Texas U. Sold $375 Million in Gold Bars; Exposure Steady
• Gold Advances to Highest Since Rout, Set for Best Week Since ’11
• U.S Mint Sales of Gold Coins at 3-Year High as Prices Drop

Opinion

• Cannot defend this lacklustre policy,R. SUNDARAM
• A world of negative real rates,Akash Prakash
• Asset price inflation could be next bubble to burst: Nouriel Roubini,US economist
• A yen for profit,Antony Currie

Knowledge Center

• Insuring Your Home, Valuables may be as Important as Housing debt Cover
• How to avoid TDS
• Have Some Cash to Spare? Look at Short-term Bank FDs
• Check the tax efficiency of your salary

FINANCIAL COFFEE

Economy

• India cuts oil import from Iran by 26.5% in FY’13
• States raise tariffs, but discoms still in doldrums
• FM seeks Opposition's help to sustain drive for reforms
• Better CAD in FY14 if we act, says council 

Mutual Funds

• Active management, right calls helping the fund stay ahead
• India Funds & ETFs Pulled Out $1.2 b in March Quarter
• Local MFs back in asset growth

International Trends

• Manufacturing in U.S. Cools as Durables Orders Slump
• ECB Rate Cut Seen Next Week by Banks From Nomura to RBS
• South Korea’s Economy Grows at the Fastest Pace in 2 Years
• Sales of New Homes in U.S. Climb 1.5% to 417,000 Rate

Equity Market

• Bank Stocks Vault on Rate-cut Hopes
• MNCs Face Sebi Heat on Public-Holding Norms
• Intermediate trend is positive
• Asian stocks head for highest since Aug 2011
• Sebi plans rules for foreign brokers
• Etihad checks into Jet 

Debt Market

• US Treasuries Rally Most in Nine Months on Slowing Growth
• Australia Banks on Chinese Bonds
• Large firms may be asked to raise 10% of working capital from bond market
• Retail investors' wait for inflation-indexed bonds gets longer

Real Estate

• Stretched Buyers Learn to Feel at Home in 1-BHKs
• Maintenance Fees for Luxury Apartments Scale New Heights

Insurance

• ‘Curbing insurance mis-selling a priority’
• Insurance reach abysmally low, says Chidambaram
• Can you rely on free insurance?
• Insurers with bank partners have seen growth: G Murlidhar, Managing Director, Kotak Mahindra Old Mutual Life Insurance

Forex

• Yen Weakens Versus Peers on Foreign-Investment Bets; Kiwi Climbs
• Canadian Dollar Weakens on Speculation of U.S. Economic Slowing
• Euro Remains Lower Against Pound Before Spain’s Jobless Figures
• Rupee Falls to One-week Low; Importer Demand Sustains 

Commodities

• U.S Mint Sales of Gold Coins at 3-Year High as Prices Drop
• Brent crude rises to $100.50 per barrel
• Gold prices vulnerable to further downside risk
• Gold imports up as prices fall 

Opinion

• A yen for profit,Antony Currie
• Europe's dangerous illusions
• Asset price inflation could be next bubble to burst: Nouriel Roubini,US economist
• Economy first, finance second
• Inflation vs inflation
• More liquidity to help banks reduce interest rate: Ravneet Gill

Knowledge Center

• Insuring Your Home, Valuables may be as Important as Housing debt Cover
• How to avoid TDS
• Have Some Cash to Spare? Look at Short-term Bank FDs
• Check the tax efficiency of your salary

Financial Coffee

     FINANCIAL COFEE
                                                   an initiative of My Wealth Club

Economy RBI For Lower Commission to Curb KYC Abuse Too early for optimism on trade balance Govt not to tap sovereign bond issue now RBI may allow 7-8 new banks  Mutual Funds Local MFs back in asset growth Should you buy global funds to diversify? Invest in a balanced way International Trends Spain Has EU’s Largest Deficit, Undermining Rajoy Pickup Existing U.S. Home Sales Fall on Limited Inventory: Economy BOJ Seen Deploying Price Forecasts as Tool Against Deflation China Manufacturing Grows at Slower Pace as Recovery Falters Equity Market SC notice to Centre, Trai on increase in SMS and call rates Sensex closes at 1-month high; RBI rate cut hopes aid BSE to offer various forms of Sensex Traders bullish on Bank Nifty make a killing  Pharma cos’ fortunes tied to GDP Debt Market Bond spreads might remain at current levels till RBI monetary review Indian companies step up foreign bond issuances Borrowing at Home may be Cheaper Now Real Estate Stretched Buyers Learn to Feel at Home in 1-BHKs Maintenance Fees for Luxury Apartments Scale New Heights Insurance ‘Curbing insurance mis-selling a priority’ Revival some time away for life insurers Can you rely on free insurance? Low returns might keep insurers away Forex Rupee falls on dollar demand from importers Pound Rises Versus Euro on Bets U.K. Avoided Another Recession Yen Gains as China Manufacturing Growth Slows; Aussie, Kiwi Drop Commodities WTI Drops From One-Week High as China Manufacturing Growth Slows Copper, Oil Lead Commodity Decline as China Manufacturing Slows Gold may try to touch Rs 26,500/10 gm on buying frenzy Brent crude rises to $100 per barrel Gold Tops $1,400 as Demand for  Surge RBI Strikes Gold With its Yellow Metal Hoard India Inc sees gains from falling commodity prices Opinion Will FIIs sell Indian equities? More liquidity to help banks reduce interest rate: Ravneet Gill Oil fall helpful for India; Africa looks attractive: Mobius What we now need is some resolve  - Sunil Singhania, Head - Equity, Reliance Mutual Fund ‘Focus on firms, not sectors’ Gold’s Glitter Fades, as Foretold,Dhirendra Kumar CEO, Value Research Knowledge Center Why investing process helps How to avoid TDS Have Some Cash to Spare? Look at Short-term Bank FDs Check the tax efficiency of your salary

Financial Coffee

   FINANCIAL COFEE
                                                   an initiative of My Wealth Club

Economy Treaty with Mauritius Back to the Drawing Board: FM DoT responsible for not implementing unified licensing: JPC Govt looking at raising FDI caps, Chidambaram tells investors Mutual Funds Should you buy global funds to diversify? Why investors refuse to pay Invest in a balanced way PFRDA tightens investment norms for private pension fund managers Funds Likely to Reduce Technology Exposure  International Trends U.K. Economy Seen Avoiding Triple-Dip Recession With 0.1% Growth G-20 Gives Japan Stimulus Green Light as Yen Extends Fall IMF Pledges to Strengthen Tools to Assess Debt and Limits EU Rebuts Austerity-Obsessed Image, Defends Growth Plans Carney Says Next Canada Rate Move Needs Above 2% Growth  Growth Probably Picked Up in First Quarter: U.S. Economy Preview Equity Market Want to Invest after Stock ? Be Selective, Suggest Experts March Quarter Show, Futures’ Expiry to Drive Dalal Street Uncertainty Likely to be New Normal for Indian IT Diesel Loses Some Premium, but Still has Edge over Petrol  Pharma cos’ fortunes tied to GDP Panel rejects RBI proposal to limit FII investments in secondary market  Debt Market Borrowing at Home may be Cheaper Now Finance Ministry may okay 8.5% interest for PF subscribers Banks will now be fined Rs 1 cr for violating every single norm Real Estate Stretched Buyers Learn to Feel at Home in 1-BHKs Maintenance Fees for Luxury Apartments Scale New Heights Insurance Can you rely on free insurance? General insurers see growth slipping this fiscal Insurance firms get serious on fake agents Low returns might keep insurers away Forex Canadian Currency Falls Most in Two Months as Commodities Tumble Australia Sees Wider Deficit as Currency Hits Revenue, Swan Says Commodities Cotton: Stable in the coming year ‘Death Bell May Toll for Commodities Supercycle’,JEFF SOMMER NEW YORK Jewellers without a Hedge Worst Hit by Gold’s Tumble Crude Increases a Second Day Gold Tops $1,400 as Demand for  Surge Commodities Join Global Stocks Falling in Week as Gold Drops 7%  Copper below $7,000, heading for worst week since 2011  Opinion ‘Focus on firms, not sectors’ Gold’s Glitter Fades, as Foretold,Dhirendra Kumar CEO, Value Research Why Next Three Weeks Matter Most for Reforms,MR Madhavan Haven’t Heard Any Election Bugle: FM A Weaker Yen could Spell Trouble for Emerging Mkts,Motilal Oswal Should RBI Lend its Gold? Knowledge Center Why investing process helps How to avoid TDS Have Some Cash to Spare? Look at Short-term Bank FDs Check the tax efficiency of your salary